BUSINESS FINANCE
Working capital and your operating cycle.
Learn how working capital can support inventory, supplier payments and temporary cash-flow requirements.
Explore working capital →Borrower Resources
Practical resources for making better financing decisions.
Explore the concepts, documents and preparation steps that help businesses and individuals understand financing requirements and approach KredoKash with a clear request.
Start with the financing activity, not the product name.
These resources are designed to help prospective borrowers prepare for a more productive financing conversation.
RECEIVABLES
How invoice finance works.
Understand the role of commercial invoices, customer payment terms and verification in invoice finance.
Explore invoice finance →IMPORTING
Preparing an import finance request.
Consider supplier documentation, shipping, customs, inventory acquisition and the planned source of repayment.
Explore import finance →APPLICATION PREPARATION
What should you prepare before applying?
Gather the information that explains the financing purpose, amount, timing and the supporting business or transaction documents.
Explore the application journey →FINANCIAL MANAGEMENT
Prepare your cash flow and receivables.
Clear records of sales, expenses, invoices and customer payment patterns can strengthen your financing discussion.
Discuss your requirement →FOR INDIVIDUALS
Borrow responsibly.
Consumer and student financing should be considered against a clear purpose, an affordable repayment plan and relevant product eligibility.
Explore individual finance →Before you apply.
Gather the information that best explains your financing need. The precise requirements will depend on the product and the transaction.
01State the financing purpose and amount required
02Prepare business or personal verification information
03Collect relevant invoices, orders, contracts or asset details
04Explain how the facility will be repaid