Structured financing for real business

Capital for business.
Structured for growth.

KredoKash provides structured financing for businesses and individuals across working capital, invoice finance, import finance and productive assets.

Explore Financing
10-stepapplication journey
4+core financing products
Purpose-ledfinancing options
B2B WORKING CAPITAL

Finance the next transaction.

FacilityApproved
PurposeInventory
StatusReady to fund
INVOICE FINANCE

Receivable → Working Capital

Verify the invoice. Advance agreed capital. Collect against the underlying receivable.
Application journey
Your information • purpose • timing

Find the right financing for what you're building.

Choose the facility around the economic activity behind your capital requirement.

Indicative financing request—

One platform. Multiple ways to finance business.

Business financing is our primary focus, complemented by merchant and consumer programmes.

01 / PRIMARY FOCUS
Working capital that follows the business cycle.
B2B WORKING CAPITAL

Finance the gap between today and the next payment.

Short-term financing for inventory, supplier payments, purchase orders, operating requirements and other qualifying business needs.

Explore Working Capital →
02
RECEIVABLES

Invoice Finance

Unlock working capital from qualifying commercial invoices without waiting for the full customer payment cycle.

Explore →
03
TRADE

Import Finance

Finance approved supplier payments, deposits, shipping, customs, logistics and inventory acquisition.

Explore →
04
PRODUCTIVE ASSETS

Asset Finance

Finance qualifying equipment, machinery, tools, vehicles, POS equipment and other productive assets that support business activity.

Explore →
05
EXPANDING PRODUCT

Merchant Finance

Working capital for merchants and smaller businesses, built around the realities of their business activity.

Explore Merchant Finance →
06
INDIVIDUALS

Consumer & Student Finance

Responsible personal, student accommodation and student asset finance programmes, subject to affordability and applicable requirements.

Explore Consumer Finance →
View all financing solutions →
THE KREDOKASH PROCESS

From application to repayment.

A clear application journey keeps every stage of your financing request connected.

01

Application

Borrower submits the financing request and supporting information.

02

Verification

KredoKash verifies the applicant, business, transaction and documentation.

03

Application Review

We review the information provided and discuss the financing requirement with you.

04

Facility Discussion

We confirm the appropriate product, documentation and next steps for your request.

05

Decision

We communicate the next step in your financing request.

06

Documentation

Financing and applicable security documents are completed.

07

Disbursement

Approved capital is released according to the facility terms.

08

Support

We stay connected throughout the facility term and repayment schedule.

09

Repayment

Repayments are made according to the agreed schedule.

10

Completion / Renewal

After repayment, we can discuss the appropriate next step for your facility.

Plan your financing.

Use this estimator to frame your request. Final terms are confirmed after we review your application and financing requirement.

SELECT A PRODUCT
Indicative request amount
100,000
Final pricing and term are confirmed after we review your financing requirement.

Capital needs partnership. We build for growth together.

KredoKash is developing institutional funding relationships that support the growth of business, merchant and consumer financing programmes.

PartnershipsWorking with institutions that support the growth of structured financing
SolutionsBusiness, merchant and consumer financing programmes
GrowthDeveloping lending capacity for qualifying financing needs
ContactSpeak with KredoKash about partnership opportunities
FAQ

Frequently Asked Questions

What financing products does KredoKash offer?+
KredoKash's core financing model includes B2B working capital, invoice finance, import finance and asset finance, with additional merchant, personal and student products being developed or offered subject to the applicable programme.
How do I start an application?+
Use the Apply button or contact KredoKash with the financing requirement, amount, timing and relevant supporting information.
What should I prepare before applying?+
Prepare a clear description of what you need to finance, the amount required, the timing and any relevant business or transaction documents.
How does invoice finance work?+
KredoKash verifies a qualifying commercial invoice and the underlying receivable, advances an agreed percentage and receives repayment when the underlying customer pays, subject to the agreed structure.
Can KredoKash finance imports?+
Yes. Qualifying import finance can cover approved supplier payments, deposits, shipping, customs, logistics and inventory acquisition, subject to transaction due diligence.
What documents will I need?+
Requirements depend on the product and transaction. Business and transaction verification can include financial information, invoices, purchase orders, contracts, supplier information, shipping documents and evidence supporting repayment capacity.
READY TO MOVE?

Finance what's next.

Tell us what you're looking to finance. KredoKash will assess the requirement and identify the appropriate financing structure.