SHORT-TERM PERSONAL FINANCE
Payday Finance
Short-term personal financing for qualifying applicants, subject to affordability and applicable requirements.
Ask about personal finance →Financing Solutions / Individuals
Consumer and student finance, built with responsible borrowing in mind.
KredoKash offers consumer and student finance as controlled supporting programmes, with affordability, identifiable repayment and applicable requirements at the centre of every assessment.
Responsible lending first. Consumer and student financing is subject to affordability assessment, applicable requirements and product-specific eligibility. KredoKash does not present these services as a substitute for long-term financial planning.
Supporting individual needs with clear purpose and repayment.
These products complement KredoKash’s core business-financing proposition while giving individual customers a clear, responsible route to relevant programmes.
STUDENT ACCOMMODATION
Support for qualifying accommodation costs.
Financing for qualifying students with identifiable sources of repayment and documented education-related needs.
Ask about student accommodation →STUDENT ASSET FINANCE
Finance the tools that support learning.
For example, laptop financing for qualifying students, structured against an identifiable need and repayment source.
Ask about student asset finance → AFFORDABILITY & RESPONSIBLE BORROWING
Financing should support the next step, not create a worse problem.
Before a consumer facility can be considered, KredoKash reviews relevant information about the applicant’s ability to repay. Product terms must remain appropriate to the customer’s circumstances and the applicable programme.
Purpose
Understand the individual need the financing is intended to support.
Affordability
Assess available income, obligations and ability to make scheduled repayments.
Transparency
Provide clear information about the facility, repayment and applicable terms.
Support
Encourage borrowers to contact KredoKash promptly if their circumstances change.